Consolidating sallie mae loans with another sallie mae person

Depending on your school, you might do this online or in-person. You can see a “tour” version of federal student loan exit counseling that is full of helpful information.

Pay Attention to Details and Paperwork Make sure you read everything you receive about your loans and understand your loan terms.

This is a special section of your savings set aside for, well, emergencies.

The idea is that if something terrible and unexpected happens – your car breaks down, you need to go to the doctor, etc.

Achieving any goal requires determination and a feeling that — and, really, you can.

Psyching yourself up about it sounds silly, but it can really help.

– you’ll have the funds set aside to pay for it without needing to pull from other areas of your budget.

Shoot for having

Depending on your school, you might do this online or in-person. You can see a “tour” version of federal student loan exit counseling that is full of helpful information.

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Depending on your school, you might do this online or in-person. You can see a “tour” version of federal student loan exit counseling that is full of helpful information.

Pay Attention to Details and Paperwork Make sure you read everything you receive about your loans and understand your loan terms.

This is a special section of your savings set aside for, well, emergencies.

The idea is that if something terrible and unexpected happens – your car breaks down, you need to go to the doctor, etc.

Achieving any goal requires determination and a feeling that — and, really, you can.

Psyching yourself up about it sounds silly, but it can really help.

– you’ll have the funds set aside to pay for it without needing to pull from other areas of your budget.

Shoot for having $1,000 in your emergency fund; that amount will cover most things that could happen.

,000 in your emergency fund; that amount will cover most things that could happen.

I know that personally, if I fantasize about getting a windfall of cash, the first thing I think about doing is paying off my student loans. Use a Repayment Calculator Plug the information about your loan into a repayment calculator like the one from Fin Aid.org, or use your loan servicer’s online account tools.

IBR does have some downsides — like possibly paying more interest since you’re stretching out your loan term.

To learn more about whether the program is for you and how to apply, visit the Federal Student Aid office’s Income-Based Plan page.

Make a Budget A budget isn’t just an important part of loan repayment — it’s an important part of overall financial independence.

Your budget helps you allocate the funds for paying back your student loans (and, well, everything else you need to pay for in life). Create an Emergency Fund While creating an emergency fund should be part of your budget, it’s important enough that it deserves its own mention.

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